Terms of Service
Effective Date: October 2026 • Last updated: October 19, 2026
Please read these Terms of Service (“Terms”) carefully before accessing or purchasing from ExpenseGrip (“ExpenseGrip”, “we”, “us”, or “our”). By browsing the marketplace or purchasing any digital products, you agree to be bound by these Terms.
1Intellectual Property & Exclusive Copyright Ownership
All digital products hosted, cataloged, and sold on ExpenseGrip—including but not limited to Stock Market Playbooks, Kids’ Logic & Activity Books, Knowledge Blueprints, Women’s Safety Guides, and Beauty & Lifestyle Cheat Sheets—represent 100% original, self-created, and proprietary intellectual property owned exclusively by ExpenseGrip.
When you purchase a product, ExpenseGrip grants you a single, non-exclusive, non-transferable license for personal, individual use only. You are strictly forbidden from distributing, uploading to file-sharing networks (such as Telegram, WhatsApp, Mega, Google Drive), publicly displaying, modifying, reselling, or commercializing any portion of our digital guides. Unauthorized file redistribution constitutes digital theft and will be prosecuted under the Indian Copyright Act, Information Technology Act, and applicable international intellectual property laws.
2Strict No-Refund Policy for Digital Goods
Due to the immediate, irreversible digital nature of our goods (instantly downloadable PDF files that are unlocked immediately upon successful payment verification), we do not offer refunds, order cancellations, charge reversals, or product exchanges under any circumstances.
This policy is vital to protect our proprietary materials against digital piracy and illicit copies. We provide transparent product descriptions, sample page previews, and comprehensive table of contents previews so customers can make informed purchasing decisions prior to checkout.
3Order Fulfillment & Delivery Guarantee
We stand 100% behind the fulfillment of every legitimate order placed on ExpenseGrip:
If you encounter any network interruption, browser crash, or technical glitch where your payment is deducted but your purchased PDF does not immediately show in your “My Library” section, do not worry. Simply email us at expensegrip@gmail.com with your Razorpay payment ID or transaction receipt. Our team will verify your payment and personally email you the complete, high-resolution digital files within 24 hours.
4Account Authentication & Security
You are responsible for maintaining the confidentiality of your Google account credentials used to log in to ExpenseGrip. You agree to notify us immediately of any suspected unauthorized access to your account. ExpenseGrip is not liable for any losses caused by unauthorized use of your credentials.
5Educational Disclaimer
All guides, playbooks, and content published on ExpenseGrip (including stock market analysis frameworks and trading cheat sheets) are created solely for informational and educational purposes. ExpenseGrip is not a SEBI-registered financial advisory firm and does not provide investment or financial advice. Readers must conduct their own due diligence or consult a licensed financial advisor before executing financial decisions.
6Governing Law & Legal Contact
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or related to these Terms shall be subject to the exclusive jurisdiction of the competent courts in India.
ExpenseGrip Legal & Support Team
For order assistance, licensing questions, or copyright inquiries